Your money, finally under control

Track expenses in seconds — just send a message. AI understands any language. Charts, budgets, shared accounts — all inside Telegram.

Start Free in Telegram See Features
You: coffee 4.50
Coinka: ☕ Coffee — $4.50
You: 🎤 salary 3200
+ 💰 Salary — $3,200
Balance
$4,280
+$6,500
-$2,220
🛒
Groceries
-$84
💰
Salary
+$3,200
Coffee
-$4.50
🚕
Taxi
-$12
100%
Free to start
<5s
To add expense
12+
Currencies
AI
Powered insights

Everything you need, nothing you don't

Built for speed and simplicity. Track finances without leaving Telegram.

💬

Smart Text Input

Just type "coffee 250" or "salary 80000" — AI recognizes the amount, category, and type automatically. Works in any language.

taxi 12 from card
✅ 🚕 Taxi — $12 (Card)
🎤

Voice Input

Too lazy to type? Just send a voice message. Whisper AI transcribes and parses your expense instantly.

🎤
0:03
🎤 "lunch fifteen dollars" ✅ 🍽 Lunch — $15
📊

Charts & Analytics

See where your money goes with beautiful charts. Track trends by category, period, and account.

👥

Shared Budgets

Track finances together with a partner or family. Everyone sees the same budget, each adds their own expenses.

🤖

AI Weekly Reports

Get personalized weekly spending summaries with actionable insights delivered straight to your Telegram.

💱

Multi-Currency

12+ currencies with live exchange rates. Perfect for travelers, expats, or anyone juggling multiple currencies.

Three steps to financial clarity

1

Open the bot in Telegram

Search @coinka_app_bot or click the button above. No signup, no app download — you're ready in 2 seconds.

2

Record your expenses

Send a text or voice message. The AI figures out the rest — amount, category, income or expense.

3

Watch your insights grow

Open the Mini App for charts, budgets, and reports. Set limits, track trends, share with family.

Beautiful on every screen

Dashboard
Balance
$4,280
🛒 -$84
💰 +$3,200
-$4.50
Analytics
Monthly expenses
$2.2k
Food
35%
Transport
20%
Fun
15%
Subs
15%
Budgets
🛒 Groceries 340 / 500
☕ Coffee 28 / 30
🚕 Transport 90 / 200
🎮 Fun 45 / 100

Simple, transparent pricing

Start free. Upgrade when you need more power.

Free
$0
forever
  • Unlimited transactions
  • AI text input
  • Charts & statistics
  • Budget limits
  • 3 accounts, 3 categories
Get Started
Lifetime
1500
Telegram Stars, one-time
  • Everything in Free
  • Voice input (Whisper AI)
  • 📸 Receipt & photo scanning
  • Shared budgets
  • AI weekly reports
  • Unlimited accounts & categories
  • CSV & PDF export
Buy Once

Common questions

Is Coinka really free?
Yes! The free plan includes unlimited transactions, AI text input, charts, and budget limits. Premium adds voice input, shared budgets, AI reports, and unlimited categories.
How do I pay for Premium?
Premium is paid with Telegram Stars — Telegram's built-in currency. You can buy Stars directly in Telegram. No credit card or external payment needed.
Is my financial data safe?
Your data is stored securely and is only accessible through your Telegram account. We don't share your data with third parties.
What languages are supported?
The AI input understands any language — English, Russian, Spanish, Arabic, and more. The interface is available in English and Russian.
Can I use it with my partner?
Yes! With Premium, you can create a shared budget. Each person tracks their own expenses, and both see the combined picture with personal breakdowns.

Start tracking today

Join thousands who took control of their finances — in under 5 seconds.

Open Coinka in Telegram